Every Dollar
EveryDollar is a budgeting app developed by Ramsey Solutions that uses a zero-based budgeting method to help users plan and track their spending. It allows users to assign a job to every dollar of their income and requires users to manually enter transactions in the free version, while the premium version offers automatic bank syncing for a fee. EveryDollar aims to give users control over their money so they can pay off debt and build wealth.
Key features
Zero-based budgeting: The core principle is that every dollar of income is assigned to a specific category like needs, wants, savings, or debt repayment, so your income minus expenses equals zero.
Bank syncing: The premium version automatically imports transactions from linked bank accounts, while the free version requires manual entry.
Customization: Users can create and customize their own budget categories.
Forward-looking: Unlike many apps that show past spending, EveryDollar helps you plan for the month ahead.
Mobile and web access: The app is available on both iOS and Android, and can also be accessed through a web browser.
Versions and cost
Free version: This version provides the basic features of a zero-based budget but lacks automatic transaction syncing, making it more tedious to use.
Premium version: This paid version includes the ability to link bank accounts and comes with more features. It is available as part of a Ramsey+ membership or as a standalone subscription.
(Android APK file)
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